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Rental & apartment scams

By the Scampilot team · Last updated

A flat is listed well below market price with attractive photos (often stolen from a real listing). The "landlord" is conveniently abroad and cannot show it, so you are asked to pay a deposit and first month before viewing, with the keys promised by mail. After payment there is no flat and no landlord.

How the rental scam works

A rental scam advertises an attractive home at a noticeably low price on a listings site or social media. The supposed landlord explains they are abroad, perhaps for work or family reasons, and so cannot show the flat in person. They ask you to pay a deposit or the first month's rent before any viewing, promising to send the keys by mail once the money arrives.

The photos are usually genuine but stolen from a real listing, and the property either is not for rent or does not belong to the contact. After payment the keys never come and the landlord disappears.

Why it works and who is targeted

The scam works because tight housing markets make a good, affordable flat feel like a rare chance worth grabbing quickly. The fear that someone else will take it pushes people to pay before they have seen anything. A plausible reason for the landlord's absence and professional-looking photos make the story believable.

Those searching hardest are most at risk: students, newcomers to a city, people relocating for work and anyone under time pressure to move. The Verbraucherzentrale notes that scammers often copy real adverts and lure tenants away from official platforms into private messaging.

Warning signs in detail

Key warning signs are a rent clearly below the local market, a landlord who is conveniently abroad and cannot show the flat, and a demand for money before any viewing or signed contract. Requests to pay by instant transfer, money transfer service or cryptocurrency, or via a third-party escrow the landlord names, are further red flags.

Be cautious if you are pushed to move off the platform into private email or chat, if the same photos appear in other listings, or if the contact answers questions only vaguely. A refusal to meet or to let a local contact view the property is a strong sign of fraud.

How to protect yourself and what to do

Never pay a deposit or rent before you or a trusted person has viewed the property and seen identification and a proper contract. Be sceptical of any landlord who only communicates from abroad, and do a reverse image search on the photos to check whether they appear elsewhere. Keep all dealings on the official platform and use traceable payment methods.

If you have already paid, contact your bank or transfer service at once to try to stop or reverse the payment, and gather all messages and listing details. Report the scam to the police and to the platform so the advert can be removed, and to the Verbraucherzentrale if you are in Germany.

Warning signs

  • Rent far below the local market for a flat that looks too good.
  • The landlord is abroad and cannot show the flat in person.
  • You are asked to pay a deposit or rent before any viewing or contract.
  • Keys are promised "by mail" once you transfer the money.

Example

Thank you for your interest in the apartment. I am currently abroad for work, so I will send the keys by mail. To reserve it, please transfer the deposit and first month rent before viewing.

Made-up example - not a real message.

How to protect yourself

  1. 01Never pay a deposit or rent before viewing the flat and signing a contract.
  2. 02Be suspicious of landlords who are always abroad and rush the money.
  3. 03Reverse-image-search the listing photos - they are often stolen from real ads.

Already caught out?

  1. 01Contact your bank at once and try to recall the transfer.
  2. 02Keep the listing, chat and payment proof, and file a police report.
  3. 03Report the listing to the platform so it is taken down.

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