How it works
The attacker emails a standard calendar invitation to your address. On many phones and webmail setups the default is to add invitations to your calendar automatically, so the event appears and a reminder pops up without you ever accepting anything.
The event title and notes contain urgent text and a link. When you tap it - often from a lock-screen reminder - you land on a page that imitates a bank, parcel service, or login screen and asks for your details or installs something.
